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Monday, November 30, 2009

Wells Fargo Bank Mortgage Rates - Wachovia Too

Wells Fargo Bank: Home Mortgage Lending Rates at Wells Fargo and Wachovia Banks.

Interest rates are very low. If you have good credit, then now is an excellent time to lock in a long-term loan at favorable rates. If interest rates soar, then you are hedged for inflation since you can replay the loan with depreciated dollars.

Conforming Loans
(For Loans over $417,000)
-- Product         Rate    APR
30-Year Fixed 4.750% 4.939%
30-Year Fixed FHA 5.000% 5.717%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.750% 3.601%
5-Year ARM FHA 3.625% 3.208%
Rates as of Nov 30 2009 06:50 AM

Jumbo Loans
(For loans over $417,000)
-- Product      Rate    APR
30-Year Fixed 5.750% 5.895%
5-Year ARM 5.000% 4.012%
Rates as of Nov 30 2009 06:50 AM

(Wells Fargo Bank bought Wachovia bank which bought World Savings Bank)

For current rates and to view in table form, see

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