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Monday, May 02, 2011

New Series I Bond Rates

Series I Bonds, "inflation bonds" or i-bonds, are a low-risk, liquid savings product. The Bureau of the Public Debt announced the new earnings rate for Series I (for Inflation) savings bonds issued from May 2, 2011 through October 2011 will be 4.60%.
The 4.60% composite earnings rate combines a 0.00% fixed rate of return with the 4.60% annualized rate of inflation as measured by the Consumer Price Index for all Urban Consumers (CPI-U). The CPI-U (CPI Data Table) increased from 218.439 in September 2010 to 223.467 in March 2011, a six-month increase of 2.30%.
For more information about Series I Bonds and Rates see:
More about Series I Bonds


Composite Rate History
Fixed Rate History

Returns for last 12 years

Below is data I don't see famous investment "gurus" like Jim Cramer or Bob Brinker posting on their web sites. Why not? You would think that if their results were good like mine, then they would post the data by year for all to see rather than just selected data.

My Returns by Year
Click for full size tables
This shows how the "core and explore" portfolios are making new highs.

Since 12/31/98 "Kirk's Newsletter Explore Portfolio" is
UP 212% vs. the S&P500 UP only 25% vs. NASDAQ UP a only 22% (All through 12/31/10)
In 2009, "Kirk's Newsletter Explore Portfolio" gained 33.5% vs. the DJIA up 1.8%

In 2010 YTD my "Explore Portfolio" gained 20.5%!!
vs. the DJIA up 13.8%
(My explore portfolio had 70% in equities and 30% in fixed income so the stocks did very, very well)

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