Vanguard Retirement Advice vs. Kirk's Newsletter: A Testimonial

All of the core funds in my newsletter are low cost index funds from Vanguard.  
Currently I recommend six different funds for both my "Aggressive Core Portfolio" and my "Conservative Core Portfolio."  Here is an email I got out of the blue from a subscriber who has been with me for many years and gave me permission to use his note.

On 6/6/2016 5:14 PM, Tom H. wrote:

Hi Kirk,

   I thought I would share a conversation with a Vanguard advisor on Friday and for the first time ever I felt like I was being sold.  They “offered” a service that has a name which I can’t recall but basically they would advise and monitor and discuss with me on a quarterly basis my investment portfolio.  I’m sure they would be helpful but for a guy who has mostly done all his own homework or more recently relied on your newsletter it felt like a lot of $.  I believe the cost is .30 or $3,000 per million annually.  On a percentage basis it doesn’t sound like a lot but compared to your newsletter and a long time investor who has gained a lot of knowledge I felt sticker shocked.  I guess what I’m saying is your newsletter is a bargain 

    I’d also like to ask why you don’t just throw all your international into the total international stock rather than sector it. ......  Thanks.

Tom

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• Steve Thompson: "If my better than average returns continue I’ll be able to retire at a higher standard of living and sooner than I originally thought. Kirk’s newsletter for me has been a true life changing event." August 4, 2007
  
  
• David Gratson: "Kirk's understanding of investing, and in particular the technology of which he recommends, is excellent. He understands how the small investor needs to be wary of headline information, and he does his homework to value companies and decide when to buy or sell. I have also learned a lot about fixed income (bonds etc) investing from Kirk's newsletter, and that understanding is particularly important as I age. I think you would find Kirk's newsletter a great complement to your investment process and I highly recommend subscribing to his newsletter.” August 1, 2007
  
  
• Carol Sun: "“I highly recommend this man! He is truly amazing with his field of expertise. I am truly grateful for all the knowledge Kirk have shared with me.” July 31, 2007
  
  
• Don Lubin: "“I have known Kirk since he worked for HP as a summer intern from Cal (shhh... that was 1978!). He is an excellent engineer, and provided creative solutions to technical problems that enabled him to complete his programs successfully and on time. I know that he has taken the abilities that made him successful in the technical world, and applied them to the financial world with similar success. I would highly recommend Kirk to anyone needing the services of a highly qualified and versatile individual.” August 2, 2007
  
  
• Bryan Bradshaw, CRO, Suite101.com: “Kirk was one of Suite101.com's strongest publishers during my time at Suite101.com. He effectively shared/published his knowledge of the markets and created a very strong and loyal following amongst his online readership.” July 31, 2007
  

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Year Three of Kirk Lindstrom's Investment Newsletter

Year three

Author: lcha

Date: Feb 24, 2006

I renewed my subscription to Kirk's newsletter for a third year now. My reasons are many but first and foremost, I am making more money from the timeliness of Kirk's tech stock picks than the cost of the newsletter. Kirk understands the tech scene much better than an oil guy like me so for the tech portion of my portfolio I am deferring to Kirk's judgment, saving myself lots of research time and making a profit. That's the bottom line.

Also, I applaud the transparency of Kirk's newsletter. Nothing hidden. Nothing washed over. All newsletters should be so open and forthcoming.

And another big reason I re-subscribed to Kirk's newsletter is as a show of support for his investment website at Suite101. There is so much good information I glean from the website from so many knowledgeable posters on so many topics that that alone is worth the price of admission. It takes a lot of time to set up and moderate a site like this and I want to see it continue. The discussions here are among the most civil I encounter anywhere on the web. Civil discussions on the web are not to be taken for granted as most of you know.

Thanks for the efforts Kirk!

Thanks VERY much!!!

---

Originally posted here.

I moved my discussion forums to "Investing for the Long Term" at Facebook. Request Invitation to FREE facebook discussion group "Investing for the Long Term." Membership is FREE and you do not need to subscribe to my newsletter to read or post.