Since 9/30/98 inception, "Kirk's Newsletter Explore Portfolio" isUP 390% vs. the S&P500 UP only 51% vs. NASDAQ UP only 57% (All through 12/31/11) (More Info, Testimonials& Portfolio Returns) Q1 2012 Update: Up 11.3% YTD as of 3/31/12 (remember this 2012 performance is with 1/3 in fixed income!)